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You Live in New Jersey? All the Annuities Explained on this website are available in New Jersey. Plus we are based in NJ and can set up face-to-face appointments with you.

You can use any request form you like for Index Annuities and Fixed Rate deferred Annuities... for Immediate Annuities, we prefer you use this form below.

April 2018:
We Have Highest Payout for a 10 Year Period Certain and 15 Year Period Certain! Rated A- by AM Best
Per $400,000:
                       10 Year Period Certain $3,899.94 per month
                       12 Year Period Certain $3,349.30 per month
                       15 Year Period Certain $2,801.46 per month

Per $100,000 that is $974.99 per month for 120 months / 10 Years Certain

New Jersey Residents ONLY... Please Complete this Request Form for Immediate Annuities.

Receive Guaranteed Monthly Income For Life or for a Period of Time!

With this ONE REQUEST FORM and ONLY after WE TALK to you... we will Quote All of the Leading Insurance Companies on the Market providing Immediate Income Annuities (Rated A- through A++ by A.M. Best: A Financial Ratings Company Specializing in the Insurance Industry). Then we Provide you with the Highest 20 to 33+ Specific Quotes for each Payout Option you select out of this Larger Universe of companies quoted (40+ in number).

This is the LAST Request Form you need to Complete! We will get you the Best Deal on the Market!

We work with Consumers ONLY (Those that Actually make the Purchase)!

After you hit Submit... Please wait for the Thank You Page and Print it.

On that Thank You page you will receive the contact Information for the completely Independent Highly Experienced (21 Years) Credentialed Professional (ChFC) based in NJ you will be introduced to. You can then give him a call.


Contact Me ASAP...   I am Based in New Jersey!   Please complete one of the forms for caontact info, questions, or to BUY!

Immediate Income Annuity DESIGN:

Immediate Income Annuity Payout Options:
{Please Select the Options You Want Quoted}
Single Life Options: Payments on your Life and Guaranteed for as long as you live. Payment Ends at your death for Life Only. Life with X Years Certain adds a guarantee to payments and the remaining payments will be paid to named beneficiaries should you die shortly after purchase. Life with Installment Refund pays for as long as you live and if you die prior to recovering your initial investment: payments will continue to your beneficiaries as scheduled until this recovery occurs.
Joint and Survivor Life Options: Payments are Guaranteed for as long as you and your spouse live. Payments end at Second Death. Guarantees are similar to the single Life options described above. You may also choose an option with a reduction in payments at the first death.
Options NOT based on Life: Payments Guaranteed for a Certain Period of Time. Zero Dollars remains at end of this period. If needed ask and we can quote any year between 5 and 40 years.
Now that you selected a Payout option: You need to tells us the key's to determining what amount these payouts will be:
Enter Either: The Amount / Lump-Sum you will Deposit - Up to $2.50 Million (Higher Amounts must Call) and Monthly Payments Starting in 30 Days will be Quoted.
The Monthly Income you want to Receive and the Amount/Lump-Sum Required to obtain this Income will be Quoted. Then Enter -0- in Lump-Sum.
PLUS the
Please Select the ONE that best describes the Primary Source of Funds for this Income Annuity:
Annuitant Personal Information:
Spouse Information:
*Other Details:
Please Explain your Objectives in more Detail and Provide any other information you think I should know in order to show you the very best and most accurate Immediate Income Annuity Quotes on the market:
Contact Information:
* When Do You Intend to Buy this Immediate Annuity?
Please give your very best estimate as we will quote your age at the expected time of your purchase.
Important Information:
Where Do You INTEND to BUY this Immediate Income Annuity?
All information is required in order to provide you with accurate quotes/information and detailed brochures.
All information you provide will be kept confidential.
* indicates a required field
Please fill this field.


USA Only

Contact: Please Complete Request for Contact Form. 

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Rates on
15 Year++




 in 2nd Mkt.
 Fixed Term

Most 4.00%
to 4.80% 

 and Future
Income Plans
Are Available
+ Lump-sums
for Laddering

  Click Here